Did you know that in most states, workers compensation is the exclusive remedy available to employees who are injured on the job? Here are four things about workers compensation law you should know.
1. You might not be covered if you're an independent contractor
One of the most important things to know about workers compensation law is that you might not be covered if you're an independent contractor. This is because workers compensation coverage is typically only available to employees, not contractors. If you're injured while working as a contractor, you may be able to recover damages through a personal injury claim, but you likely won't be eligible for workers compensation benefits. This is one of the many reasons why it's important to understand your employment status before starting a job. If you have any questions about whether you're an employee or a contractor, it's best to ask your employer or a lawyer before beginning work.
2. You might be entitled to disability benefits if you can't work due to your injury
The number of benefits you receive will depend on the severity of your injury and how long it takes you to recover. You may also be eligible for medical benefits, which can cover the cost of treatment and medication. If you have any questions about your rights or benefits, you should speak to an experienced workers compensation attorney.
3. Workers compensation pays for medical expenses related to your injury
Workers compensation will generally cover the cost of medical treatment for your injury. This can include doctor's visits, surgery, rehabilitation, and medication. If you have any questions about what medical expenses are covered, you should speak to an experienced workers compensation attorney. They can explain to you what benefits you're entitled to and make sure that your medical bills are paid.
4. You may be eligible for vocational rehabilitation benefits
If your injury prevents you from returning to your previous job, you may be eligible for vocational rehabilitation benefits. These benefits can help you retrain for a new job or start your own business. Vocational rehabilitation benefits can also cover the cost of things like job placement services and educational expenses. If you think you might be eligible for vocational rehabilitation benefits, you should speak to an experienced workers compensation attorney.
If you've been injured at work, it's important to understand your rights and how workers compensation law applies to your case. An experienced workers compensation attorney can help you navigate the workers compensation system and make sure that you receive the maximum possible benefit for your claim. For more information on workers compensation law, contact a professional near you.