While the majority of employers try their hardest to provide a safe working environment for their employees, accidents still occur. Whether it is from slipping on liquid on the floor or falling from a height, workers get hurt on the job every day. What makes things even more frustrating is when their workers' compensation claims get denied. Here are some of the most common reasons why employers deny workers' comp claims.
1. You Did not Notify Your Employer Soon Enough About Your Injury
After you get injured on the job, you only have so much time to report it to your employer. If you wait around too long, you could miss the deadline and get denied benefits. That is why you should let your employer know about your injury right after it happened.
2. You Were Goofing Off When You Got Injured
If you engaged in horseplay at the time you got hurt, your employer may decide to deny you workers' compensation benefits. Your employer may claim that you could have easily avoided your injuries if you weren't goofing off.
3. You Got Treated By Your Own Doctor
It is understandable that you want your regular doctor to examine your injuries. You trust this physician and feel comfortable sharing information about how you got hurt. However, for your medical bills to be covered, you have to go see a doctor within your employer insurance network.
4. You Were Under the Influence of Drugs or Alcohol
If you had alcohol or drugs in your system at the time you got hurt at work, you are not entitled to worker's compensation benefits. Your employer may have you tested for alcohol and drugs after the accident and will likely deny your claim if any substances are found in your system.
5. There Were No Witnesses
If there were not any witnesses present at the time you got injured, your employer might not believe your story. He or she may think you are exaggerating and decide to deny your claim.
If you worker's compensation claim was denied, you probably feel pretty upset right now. However, that does not mean you have to give up. If you believe your employer was wrong in denying your claim, you may be able to file an appeal. A workers' compensation lawyer can help you file the appeal promptly and answer any questions you may have about your case.